Unsecured cash credit without guarantors
Requirements for the borrower
| Borrower's age |
From 18 to 60 years |
| Guarantors |
No guarantors |
| Method of producing |
Delivery of card with money |
| Purpose of the credit |
At the discretion of the borrower |
| Calculation |
Annuity payments* Variable payments**, Pre-repayment |
| Proof of income |
In the form of bank, personal income tax, bank account statement |
| Security |
Not required |
| Commission |
No fees |
| Registration |
Up to 2 days |
| Approval |
Up to 1 day |
| Repayment period |
Up to 5 years |
| Maximum amount |
Up to 100.000 USD/EUR |
| Prepayment |
No penalty. You can reduce the amount or shorten the period |
| Credit rates |
Interest-free period is 30 days***. After 30-days period for residents of China rate is 10%per year / for residents of other countries rate is 14%per year |
| Commission for application processing and issuance of credit |
No commission |
| Card service |
0% |
| Percentage of withdrawal |
0% for more than 100 USD/EUR |
* Annuity payment is a variant of monthly payment on the credit, when the amount of the monthly payment remains constant throughout the credit period. Monthly payment consists of two parts with annuity credit repayment scheme. The first part of the payment is used to repay interest on the credit. The second part is to repay the debt. The annuity repayment scheme differs from the differentiated one in that at the beginning of the credit period the interest makes up the majority of the payment. Thus, the amount of principal debt decreases slowly, respectively, the overpayment of interest in such credit repayment scheme turns out to be more. With an annuity credit payment scheme, the monthly payment is calculated as the amount of interest accrued for the current period and the amount going to repay the loan amount.
** Differentiated payment is a variant of the monthly payment of credit, when the amount of the monthly payment to repay credit is gradually reduced by the end of the credit period. The monthly payment at the differentiated scheme of repayment of the credit consists of two components. The first part is called the principal payment, the amount of which does not change throughout the credit period. The principal payment is used to repay the principal of the credit. The second part is decreasing, which is getting smaller by the end of the credit period. This part of payment at the differentiated scheme goes on repayment of percent of the credit. With a differentiated credit repayment scheme, the monthly payment is calculated as the amount of the principal payment and the interest accrued on the remaining amount of debt. Naturally, the remaining amount of debt decreases by the end of the credit period, hence you decrease the amount of monthly payment
***If you withdraw funds and return them to the account within 30 days, credit interest will not be charged.
Additional information can be sent in request by e-mail
[email protected]
Fill out the form within 10 minutes and get credit discount up to 4 %
Car title credit
Requirements for the borrower
| Borrower's age |
From 18 to 60 years |
| Guarantors |
No guarantors |
| Method of producing |
Delivery of card with money |
| Purpose of the credit |
At the discretion of the borrower |
| Calculation |
Annuity payments* Variable payments**, Prepayment |
| Proof of income |
In the form of banks, personal income tax, bank account statement |
| Security |
Any vehicle in good condition, not older than 10 years / vehicle remains in use and property of the owner |
| Documents |
Passport and car registration license |
| Commission |
No fees |
| Registration |
Up to 4 days |
| Approval |
Up to 1 day |
| Repayment period |
Up to 5 years |
| Maximum amount |
Up to 1,000.000 $,€ |
| Prepayment |
No penalty. You can reduce the amount or shorten the period |
| Credit rate |
For residents of the China - 7.5% year/residents of other countries - 8.5% a year |
| Commission for application processing and issuance of credit |
No fees |
| Card service |
0% |
| Percentage of withdrawal |
0% for more than 100 USD/EUR |
* Annuity payment is a variant of monthly payment on the credit, when the amount of the monthly payment remains constant throughout the credit period. Monthly payment consists of two parts with annuity credit repayment scheme. The first part of the payment is used to repay interest on the credit. The second part is to repay the debt. The annuity repayment scheme differs from the differentiated one in that at the beginning of the credit period the interest makes up the majority of the payment. Thus, the amount of principal debt decreases slowly, respectively, the overpayment of interest in such credit repayment scheme turns out to be more. With an annuity credit payment scheme, the monthly payment is calculated as the amount of interest accrued for the current period and the amount going to repay the loan amount.
** Differentiated payment is a variant of the monthly payment of credit, when the amount of the monthly payment to repay credit is gradually reduced by the end of the credit period. The monthly payment at the differentiated scheme of repayment of the credit consists of two components. The first part is called the principal payment, the amount of which does not change throughout the credit period. The principal payment is used to repay the principal of the credit. The second part is decreasing, which is getting smaller by the end of the credit period. This part of payment at the differentiated scheme goes on repayment of percent of the credit. With a differentiated credit repayment scheme, the monthly payment is calculated as the amount of the principal payment and the interest accrued on the remaining amount of debt. Naturally, the remaining amount of debt decreases by the end of the credit period, hence you decrease the amount of monthly payment
***If you withdraw funds and return them to the account within 30 days, credit interest will not be charged.
Additional information can be sent in request by e-mail
[email protected]
Fill out the form within 10 minutes and get credit discount up to 1 %
Property-secured credit
Requirements for the borrower
| Borrower's age |
From 18 to 60 years |
| Guarantors |
No guarantors |
| Method of producing |
Delivery of card with money |
| Purpose of the credit |
At the discretion of the borrower |
| Calculation |
Annuity payments* Variable payments**, Prepayment |
| Proof of income |
In the form of banks, personal income tax, bank account statement |
| Security |
Any vehicle in good condition, not older than 10 years / vehicle remains in use and property of the owner |
| Documents |
Passport and car registration license |
| Commission |
No fees |
| Registration |
Up to 1 day |
| Approval |
Up to 5 years |
| Repayment period |
Up to 35 years |
| Maximum amount |
Up to 30.000.000 $,€ |
| Prepayment |
No penalty. You can reduce the amount or shorten the period |
| Credit rate |
For residents of the China - 7.5% year/residents of other countries - 8.5% a year |
| Commission for application processing and issuance of credit |
No fees |
| Card service |
0% |
| Percentage of withdrawal |
0% for more than 100 USD/EUR |
** Annuity payment is a variant of monthly payment on the credit, when the amount of the monthly payment remains constant throughout the credit period. Monthly payment consists of two parts with annuity credit repayment scheme. The first part of the payment is used to repay interest on the credit. The second part is to repay the debt. The annuity repayment scheme differs from the differentiated one in that at the beginning of the credit period the interest makes up the majority of the payment. Thus, the amount of principal debt decreases slowly, respectively, the overpayment of interest in such credit repayment scheme turns out to be more. With an annuity credit payment scheme, the monthly payment is calculated as the amount of interest accrued for the current period and the amount going to repay the loan amount.
** Differentiated payment is a variant of the monthly payment of credit, when the amount of the monthly payment to repay credit is gradually reduced by the end of the credit period. The monthly payment at the differentiated scheme of repayment of the credit consists of two components. The first part is called the principal payment, the amount of which does not change throughout the credit period. The principal payment is used to repay the principal of the credit. The second part is decreasing, which is getting smaller by the end of the credit period. This part of payment at the differentiated scheme goes on repayment of percent of the credit. With a differentiated credit repayment scheme, the monthly payment is calculated as the amount of the principal payment and the interest accrued on the remaining amount of debt. Naturally, the remaining amount of debt decreases by the end of the credit period, hence you decrease the amount of monthly payment
***If you withdraw funds and return them to the account within 30 days, credit interest will not be charged.
Additional information can be sent in request by e-mail
[email protected]
Fill out the form within 10 minutes and get credit discount up to 1 %
